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Phone: 231-352-9392
Address: 921 Forest Ave. P.O. Box 311 Frankfort, MI 49635 USA
Monday-Thursday: 8 am - 5 pm Friday: Lobby 8 am - 5 pm                       Drive Up 8 am - 6 pm Routing Number: 272480157

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At Frankfort Community Federal Credit Union, we take COMMUNITY seriously. Our Mission Statement is:

“As a member owned, not for profit institution, Frankfort Community BenCoFederal Credit Union provides products and services that enable our members to meet their financial needs while maintaining credit union fiscal longevity.”

For the last nearly sixty years, we have been striving to do just that. Over recent years, we’ve listened to our members and have added products and services, while maintaining that great community service you’ve come to expect.

Our membership extends to those who:
– Live in Benzie County
– Work in Benzie County
– Volunteer in Benzie County
– Be a family member of an existing member of the Credit Union

We offer a savings and checking accounts and a variety of loan options, including Auto, Boat, RV, Motorcycles, Snowmobiles, Miscellaneous Secured, Share Secured, Home Equities, Unsecured, Mortgages through a partnership with Mortgage Center .

For more information on accounts and loans, click on the icons below.


Loan Center


We are again offering loan forbearance to our members. Click here to download a loan forbearance request form.

Now Offering Credit Cards
We have now teamed up with our friends at LSC to offer our membership credit cards through their myCUcard program. These cards offer fraud protection and an array benefits and rewards. Click to learn more and to apply for yours.
Credit Card

Fee Free ATMs
Sick of paying surcharges to access your money? Frankfort Community Federal Credit Union's debit card program is part of the Co-Op Networks. This means you can use your FCFCU debit card at nearly 30,000 of ATMs free of charge. To find a location near you, enter your zip code.


ATM Locator

Check Order

Member Benefits:

Share Accounts

A share savings account offers safety and convenience with competitive yields and no limitations on deposits and withdrawals.


Low-cost loans are one of the best benefits of credit union membership. Whether you're financing your first car or your dream home, we're here to help.

Click here to apply

Share Draft (Checking)

Along with our checking accounts, we offer Real Time ATM/Debit EMV Cards, and Overdraft Protection Loan, Online Bill Pay, and quality, low price checks.


As a member-owned, not-for-profit financial cooperative, Frankfort Community Federal Credit Union is committed to our members.

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