We are dedicated to meeting your financing needs. Whether it is a new or used auto, boat, or another toy, our goal is to provide our members with great rates and even better service. You can also use the equity you already have in your existing collateral to help pay off debt or do home repairs or upgrades. Additionally, we offer signature and revolving credit loans.

CONSUMER LOANS

Where to begin? If you’re not already a member, swing into the Teller Area and open a savings account. If you are a member, start by filling out our online application. Submit your proof of income by fax, mail, e-mail, or in person. If you are interested in a secured loan, provide us a copy of the title or purchase agreement.

What’s my payment going to be? The biggest questions borrowers have when applying for a loan typically are What’s my payment going to be? and What’s the interest rate? To help answer those, check out our rate schedule and payment calculator.

Click for Current Loan Rates

                                                   CREDIT CARDS

We have now teamed up with our friends at LSC to offer our membership FCFCU branded credit cards through their myCUcard program.

These cards offer fraud protection and an array benefits and rewards. Click here to learn more and to apply for yours.

HOME EQUITY LOANS

If you already own your home, Home Equity Loans can help you rid yourself of high interest debt, repair or update your home, etc.

How do I get started? Stop in and talk to Coury or Madison. They will discuss with you your options and get you the necessary paperwork.

Our current Fixed Rate Loan rates are:

– 6.00% APR* for 5 years
– 7.00% APR* for 10 years
– 8.00% APR* for 15 years

Example: A loan amount of $10,000 at 7.00% for 120 months would have an approximate monthly payment of $116.15.

*Annual Percentage Rate

MORTGAGES

We have teamed up with Mortgage Center, which was founded by credit unions to exclusively serve credit union members. For the last 25 years, they have offered credit union members a variety of mortgage products at very competitive rates.

How do I learn more? You can either go to their website, MortgageCenter.com, or give them a call 888-562-6865. You can even stop in and we can call them together. Click here to apply today.